Been waiting all summer to try and schedule perfectly when to drive up and see the beautiful fall colors in the mountains? Having that perfect timing can be difficult. While it is still green down in town, colder nights mean changing colors in the mountains. So, you don't want to wait for the leaves at home to change to plan your trip, but you also don't want to go up too early. The Coloradoan gives us a guide to help plan that perfect fall trip.
Colorado fall colors guide: Where and when to go
Jacy Marmaduke, email@example.comPublished 9:38 a.m. MT Sept. 14, 2017 | Updated 3:26 p.m. MT Sept. 14, 2017
We're about to hit that narrow, golden window when swaths of Colorado trees glow yellow in unison.
But if you blink — or you're fooled by recent unseasonable warmth — you might miss the show. Cooler temperatures are in the forecast for this weekend and late next week, and cooler weather triggers color change for trees.
Here's your guide for where and when to go for the best displays of fall colors in Colorado this season. The tips are organized based on the timing of your trip, and we put them together based on seasonal outlooks, historic averages and early reports from throughout the state.
Trees can be unpredictable and fall colors depend largely on the whims of weather, so timing isn't exact.
Can't hardly wait: Sept. 15-21
It might feel too early to go looking for fall colors now, but some spots in Colorado are already starting to look autumnal. Cooler temperatures this weekend could up the ante.
In general, you're more likely to see fall hues at higher elevations in mid-September. According to the latest Afield Trails report on fall colors at Rocky Mountain National Park, trees near Hidden Valley are starting to turn gold and you can spot some rare red aspens above the Colorado River Trailhead.
Check the Afield Trails report for weekly tips on aspen viewing at RMNP. Afield Trails also has a handy app to help you find the prettiest aspens of them all.
Steamboat Lake State Park is also reporting some fall colors already.
If you're up for the drive, head to the northern stretches of Grand Mesa National Forest, where stands of trees have already started changing colors.
Fall colors usually start to peak in the Steamboat Springs area around Sept. 15-25, according to a 9News analysis.
I prefer to view my fall leaves when it's actually fall, thank you: Sept. 22-28
Late September is when fall colors really shine in the Poudre Canyon and Rocky Mountain National Park.
Drivers, hikers and cyclists have tons of options for viewing fall colors in the Poudre Canyon. You'll find lots of aspens along Colorado Highway 14 about 45 miles up the Poudre Canyon through North Park. Lower in the canyon, you'll see cottonwoods turning golden and sumac turning red, but keep in mind that lower-elevation trees usually take longer to change color. From Fort Collins, take Rist Canyon Road (Larimer County Road 52E) up to Stove Prairie Road (County Road 27), and head north to Colorado 14 to maximize the viewing.
ADVERTISINGAt Rocky, check out fall colors along Trail Ridge Road, Old Fall River Road or Bear Lake Road, to name a few.
Want to head farther out? Try the Grand Mesa, Uncompahgre and Gunnison National Forests, which anticipate peak colors between Sept. 21-30.
I want more time to plan a trip: Sept. 29 to Oct. 5
You're in luck. History and seasonal projections tell us this week will be prime-time for fall colors in a lot of places.
Fall colors at the Maroon Bells historically peak around late September or early October. You can check out a live feed of Maroon Bells colors online. The same goes for trees in Estes Park and RMNP's lower elevations. Expect to see lots of yellow and gold, but you can find some orange and red trees throughout Rocky.
The Rio Grande National Forest projects that fall colors will peak between Sept. 27 and Oct. 4 this year. Colorado's southern mountains tend to peak the first week of October, according to a 9News analysis, although some projections anticipate they'll change color ahead of schedule this year because of dry conditions.
I'm a fall-colors procrastinator, and I don't care who knows it: Oct. 5-11
In early October, you can catch some great fall color shows right in town. A wet summer means Fort Collins could be in for brighter fall colors than we've seen in previous years, but it's too early to tell at this point.
Several of Fort Collins' most common deciduous trees — ash, elm, honeylocust and cottonwood — turn golden yellow in the fall. Maple trees, which make up about 7 percent of trees city-wide, sometimes turn red or orange, and some ash trees turn purple-red.
Fall is here and so are the beautiful colors that go with it ... at least up in the mountains. So take advantage of beautiful Colorado at it's finest. 9News gives us 9 hikes to explore in order to see the fall colors. Click the link or read below. Happy hiking!
9 hikes where you can see fall colors in Colorado
Allison Sylte, KUSA 10:40 PM. MDT September 12, 2017
KUSA - If you like to cover your body with sweaters, sip pumpkin spice lattes and talk about how “Hocus Pocus” is basically the “Citizen Kane” of the 1990s, then fall is the season for you.
And since we’ve already introduced you to some fall drives, why not take the next logical step and make you … actually take steps?
Here are 9 hikes where you’re guaranteed to see fall colors make Colorado’s spectacular mountain backdrops even more picturesque.
This one is obvious, but if you’re new to the state, it might not be (and, if we didn’t include it, I’m guessing at least one person would email 9NEWS …). On a fall weekend when the leaves are their peak, this iconic spot about an hour and a half from Denver by way of US 285 might look like a busy parking lot, with leaf peepers from all over the state flocking to this scenic valley to catch a glimpse of the aspens in their colorful glory.
There’s a reason for it, though: the views are spectacular.
And, if you venture more than around a quarter-mile from the parking lot, the folks there just for the Instagram opportunities will have already given up and returned to their cars. The Colorado Trail runs on both sides of the highway, and while there aren’t many opportunities for loops, you can hike as long as you want, with glimpses of South Park and of course, plenty of aspen trees, acting as the payoff.
You can find a map and read more about the area here: http://bit.ly/2wUXrrI
Lost Lake via the Hessie Trail
The Indian Peaks are a gorgeous part of the state that are only around an hour-and-a-half drive from Denver. You’ll be afforded gorgeous views of the aspens on the drive up, as well as during the 4.1 mile hike itself.
Like any even vaguely well-known hike within two hours of metro Denver, this one can get crowded on a weekend, meaning you should leave early to get a parking space and come without a sense of entitlement – after all, the natural world doesn’t belong to you any more than it does anyone else.
The loop has 931 feet in elevation gain, and is dog-friendly, though they must be kept on a leash.
For topographic maps and trail reports, head to: http://bit.ly/2twd0R9
Horse Ranch Park Loop
Kebler Pass is legendary because of its aspen forest, and sure, you can drive it, but there’s no better way to experience Colorado than on foot.
This will be a long drive from Denver, but worth it based on the mountain views alone. This hike is six miles with around 1,102 feet in elevation gain. You’ll top out at 9,948 feet.
Travel Crested Butte recommends going clockwise, starting on the Dark Canyon Trail. This offers solid views from rock outcroppings at the two mile mark, and a descent back to the parking lot involving thick aspen groves.
You can read a hike report as well as directions from Crested Butte here: http://bit.ly/2tVdboR
North Deer Mountain Trail
Any hike in Rocky Mountain National Park is going to be incredible during the fall, but this one gives you the opportunity to bag a summit in the process.
The 6.2 mile round trip hikes offers “beautiful vistas” of the Fall River Valley, Mummy Range and golden aspens, according to Estes Park’s tourism website. http://www.visitestespark.com/blog/post/top-10-trails-for-leaf-peeping/
It also might not be as crowded as some of the more iconic hikes in the park, such as Ouzel Falls or Cub Lake (two journeys also worth checking out for the incredible aspens).
For a trip report, head to: http://bit.ly/2wYWIVF
Little Beaver Creek
This hike up in northern Colorado in Poudre Canyon is typically lightly traveled, according to the U.S. Forest Service, and features a five-mile loop through “meadows fringed with aspen,” the Fort Collins Coloradoan says.
Much of the trail lies in the Comanche Peaks Wilderness and, since it’s not particularly far from Fort Collins, offers ample opportunities for a celebratory beer.
For more information and a downloadable trip report, head to: http://bit.ly/2vSGxGo
Devil’s Head Lookout Trail to Fire Tower
This hike is only a few minutes south of Denver (heck, it might technically still be in the metro area), but it affords you a glimpse at a piece of history – and views of the changing colors that span for miles.
This trail is fairly busy, but like many cases, it’s for a good reason.
The 2.8-mile out-and-back trail gives you a 940-foot elevation gain as you wander through forests of aspen, and ends with a climb up 143 steps to the only fire lookout in Colorado staffed by the National Forest Services – and views up to 100 miles in all directions.
It’s not the longest hike – and you certainly won’t be alone – but if you don’t have all day to kill, it’s a good option.
There’s a good trip report here: http://bit.ly/2q9M7RE
Mount Bierstadt Trail
As long as there’s not an epic snowstorm, fall is one of the best times to explore Colorado’s 14ers. It’s less busy and the weather’s actually a bit more reliable than it is in the summer, where thunderstorms are a bit of a norm.
This 7.3 mile out-and-back trail up the extremely popular 14,065-foot peak via Guanella Pass offers you incredible views of aspens and a 360-degree view of the area.
This is common sense, but be sure to get an alpine start if you plan to summit the 14er and to bring lots of extra clothes, food and water. Sure, you might have to wake up early, but the only thing that makes fall colors better is the chance to see them at sunrise.
For more information, tips and photos, head to: http://bit.ly/2sam5kL
Kind of like Kenosha Pass, you can’t write about fall hikes in Colorado without mentioning the Maroon Bells, even though they might be the most iconic peaks in the state (with my apologies to Pikes Peak).
Unless you’re willing to wake up super early or hang out until after 5 p.m., you typically have to take a shuttle from Aspen to the wilderness area during the busy summer and fall months.
Since it’s a little bit of an adventure to get up there (but worth it), here’s a slightly longer hike.
The Willow Lake Trail starts at Maroon Lake before making its way through alpine meadows, up to Willow Pass and finally to the namesake lake.
DayHikesNearDenver.com calls the trail “difficult, steep and more exposed,” and at 13 miles round trip, it’s not a walk in the park. But hey: anyone can just take a picture in front of the Maroon Bells and call it good. If you’re going to deal with all the hassles to getting there, why not do something a bit more epic?
You can find a good guide to the various day hikes around the Bells (lots of them are shorter) and a primer on actually getting there here: http://bit.ly/2wYHFtq
Herman Gulch Trail
This trail near Georgetown is around 6.4 miles, fairly close to the Interstate 70 corridor and offers panoramic views of Summit County and the aspens.
Your payoff is Herman Lake, a super gorgeous high alpine spot surrounded by tundra.
It’s a hike that’s not too far from Denver but comes with a good payoff.
And, with a 1,815 total roundtrip elevation gain, it certainly makes you feel like you did something.
There’s a trip report and more great information here: http://bit.ly/2wV5o01
Summer is over and school is in session, but there are still a ton of fun things to look forward to in Colorado. Family-friendly activities span across the area, allowing communities to have a taste of fall fun. Already, Fall Fests have begun, but, don't worry, there is still plenty of time to find a fest, pumpkin patch or corn maze that you can attend. Below are some fall events happening in September across Colorado.
PSST… FALL, PUMPKIN AND HARVEST FESTIVALS 2017 COLORADO
Posted in the Denver Ear by More Zucker:
FALL FEST AT ANDERSON FARMS
Photograph courtesy of ©Anderson Farms
When: September 20 – October 31, 2017
Where: Anderson Farms, 6728 County Rd 3 1/4, Erie, CO 80516
Cost: $10 – $16; Free for Children 3 & Under
Purchase Tickets Online
Anderson Farms is the home of Colorado’s longest-running Corn Maze & Pumpkin Patch. The pumpkin patch features 30 acres of pumpkins and over 70 different varieties of pumpkins, squash and gourds, and you can take a wagon ride out to the Pumpkin Patch on a wagon pulled by an antique Oliver tractor.
Race your friends around the track on their man powered go karts, mine for gemstones and fossils, ride the Mine Cars, the Barrel Train, lose yourself in the “Krazy” Rainbow Maze, explore Tire Mountain, “Fort A-Lot-A Fun”, “Punchin’ Pumpkins”, Farm Lights, pet farm animals, and more.
PAONIA’S MOUNTAIN HARVEST FESTIVALPhotograph courtesy of ©Mountain Harvest Festival
When: September 21 – 24, 2017
Where: Paonia Park, Paonia, CO 81428
Time: Thursday 12pm – 9pm; Friday 12pm – Late Night; Saturday 9am – 1am; Sunday 9am – 6pm
Psst… View the Complete Schedule of Events Online
The 17th Annual Mountain Harvest Festival is a non-profit, four-day festival held in Paonia that is community-organized and seeks to benefit the local economy by providing entertainment by local musicians, writers of poetry and prose, dancers, comedians and dramatists.
This family-friendly festival also includes a chili cook-off, arts, crafts, kids area, grape stomp, harvest market, farmers’ market, and live music all weekend.
FRUITA FALL FESTIVALPhotograph courtesy of ©Fruita Fall Festival
When: September 22 – 24, 2017
Where: 432 E. Aspen Ave., Fruita, CO 81521
Time: Friday 9am – 8pm; Saturday 7am – 8pm; Sunday 11am – 3pm
Psst… View Complete Schedule of Events Online
Fruita Fall Festival is a three-day event with over 125 vendors selling their arts, crafts, and foods to a crowd of 50,000-plus. The weekend is filled with events for all ages such a golf tournament, carnival, live music performances, cooking contest, street dancing and more. This 100-year-old festival is one of Colorado’s longest running festivals.
MORRISON CIDERFESTPhotograph courtesy of ©Morrison Ciderfest
When: September 23, 2017
Where: Bear Creek Center, 150 Spring St, Morrison, CO 80465
Time: 10am – Dark; Hay & Pony Rides 11am – 3pm
Morrison Ciderfest is a cider festival that has been around since 1989. This festival encourages families to sip from steaming mugs together and partake in fun and family-friendly activities.
At the festival you can expect to enjoy cider presses, a custom car show, kids area with a bouncy castle, arts and crafts exhibits, a silent auction, a horseshoe tournament, live music, food vendors and more.
MAIZE IN THE CITY FARM FESTIVALPhotograph courtesy of ©Maize in the City
When: September 29 – October 31, 2017
Where: 10270 Riverdale Rd, Thornton, CO 80229
Cost: $9 – $12; Pumpkin Field + Kids Attraction: Free
Purchase Tickets Online
Maize in the City is hosting over a month-long fall festival which will include the Crazed Corn Maze, a mini maze, a pumpkin field, pony rides, petting zoo, jumping castles, air slides and sand art, among other attractions for the whole family.
The Crazed Corn Maze is a 20-acre maze that is fun for all ages. While visitors navigate their way through the cornfield, they are invited to engage in the one-of-a-kind smart phone trivia game. Choose a category or enter unique questions; each correct answer provides directions to the next checkpoint.
The Mini Maze is a smaller maze perfect for young children. With paper checkpoints, children will collect hole punches as they navigate through the maze. Parents and grandparents are welcome to accompany their children through this maze for free.
Visitors are welcome to explore the pumpkin field and choose from the pumpkin options on site.
JARED’S GIANT PUMPKIN FESTIVAL AND WEIGH-OFFPhotograph courtesy of ©Jared’s Nursery Gift and Garden Center
When: September 30, 2017
Where: Jared’s Nursery Gift & Garden Center, 10500 W Bowles Ave, Littleton, CO 80127
The 12th Annual Jared’s Giant Pumpkin Festival and Weigh-Offis the largest pumpkin weigh off in the state of Colorado. The festival will include a 100′ pumpkin drop off, a half ton pumpkin weigh off, live music, beer, food vendors, a straw maze, inflatable games for kids and adults, and over $5,000 of prizes awarded to attendees.
HARVEST FARM FALL FESTIVAL & CORN MAZE Photograph courtesy of ©Harvest Farm
When: Fridays through Sundays; September 30 – October 29, 2017
Where: Harvest Farm, 4240 E Co Rd 66, Wellington, CO 80549
Time: Friday & Saturday 10am – 8pm; Sunday 12pm – 6pm
Cost: $10 – $15; Free for Children 3 & Under
Purchase Tickets Online
Denver Rescue Mission’s 15th Annual Harvest Farm Fall Festival & Corn Maze will include activities such as a 10-acre corn maze, corn cannons, yard games, food trucks, natural play areas, petting zoo, pig races, hay wagon rides and much more.
HARVEST FEST AT MAY FARMSPhotograph courtesy of ©May Farms
When: Saturdays & Sundays; September 30 – October 29, 2017
Where: May Farms, 64001 US-36, Byers, CO 80103
Time: 10am – 5pm
Cost: $10; Free for Children 5 & Under
May Farms‘ annual Harvest Fest will feature unlimited barrel train rides, unlimited hay rides, an unlimited walk in their corn maze, shots from their Pumpkin Cannon, lawn and playground activities a barnyard, and more
ESTES PARK ELK FESTPhotograph courtesy of ©Visit Estes Park
When: September 30 – October 1, 2017
Where: Bond Park, MacGregor Ave, Estes Park, CO 80517
The 19th Annual Elk Fest in Estes Park is free festival featuring bugling contests, Cabela’s Archery Range, elk exhibits, the Rocky Mountain Raptor Program, elk seminars, elk-inspired arts and crafts, Native American music, dancing and storytelling, self guided elk tour maps, a children’s’ area with elk-themed activities, and a craft beer garden.
Elk Fest will also include live country, rock and bluegrass music, an annual Rut Run 5k and vendors displaying artwork, handmade elk-ivory jewelry, and distinctive elk cuisine.
Everything now a days seems to have an app. Whether it's ordering groceries straight from your phone, dating, looking up good restaurants, finding good car prices, or more, there's an app for that! But, have you ever thought about using apps to sell your home? Below are a few apps that people are using to sell their homes faster.
The more information, the better. When selling your home, you, or more importantly your realtor, should know what's going on in the area. Using the app version of Zillow, for example, can be a great way to compare pricing, square footage, and the market. But, make sure to not just rely on one source. Especially for pricing, it is a good idea to look at other sources too, like Trulia and Realtor.com.
Give home buyers as many details about your house as possible. One way to do this is with MagicPlan. This app builds a floor plan just by walking around your house and taking photos. This cheap solution to hiring someone to map out your house for you, will also be useful when marketing the house online or on paper. Also try 360 Panorama. This app will add panoramic photos of your home to your listing and set it apart from other homes for sale.
Making small updates can have big results. The more little fix-ups you do around the house to get it ready for showings, the more likely you will sell your home fast. Have no idea where to start? Try the app, Houzz, to help give you interior design ideas and trends. If you are going beyond the small updates and looking to do some major remodeling, don't be caught off guard by the prices. Use Hammerpoint to help you price out the remodel and get the best estimate possible.
Be empowered by information. Use HomeSnap to get a quick look at all the information that might come up when buyers are looking at your home. Use the app to take the picture of your home, or, for buyers, a home you are interested in, and you will learn all the details posted about the house. This way, you know what others are seeing when they look up your home for sale.
Denver rates 2nd in the nation for speed of selling homes according to the Denver Business Journal:
Denver home real estate scorecard for June: Low inventory, homes sell fast
Jul 17, 2017, 7:14am MDT Updated Jul 17, 2017, 8:09am MDT
A local national real estate company has issued a first-half scorecard for Denver's residential real estate market in 2017, highlighted by scarce inventory and fast-selling homes.
Re/Max Holdings Inc. (NYSE: RMAX) said Denver's residential real estate market was second in the nation for speed it took to sell a home in June: Only 21 days, behind only Seattle and Omaha, Nebraska, at 20 days on the market. Nationally, the average days on market was 47 days, which is the lowest in the history of the Re/Max report.
EnlargeDenver remains as one of the fastest-selling home markets in the country, with a low… more
MATTHEW STAVER | BLOOMBERG
And Denver ranked third in the country for having the lowest home inventory for sale: Just 1.2 months of supply of inventory, which is behind only San Francisco at one month and Seattle at 1.1 months. Nationally, the Re/Max report indicated there's only 2.8 months of supply inventory for sale, " a 6.0-months supply indicates a market balanced equally between buyers and sellers."
"Sellers continue to benefit from limited inventory, getting top-dollar for their homes, and as a result, overall sales are at a record high," said Adam Contos, Re/Max CEO, said in a statement.
Seattle-based real estate brokerage Redfin agrees that Denver homes are selling fast. It reported that Denver, Portland, and Seattle, tied for fastest sales market at seven median days on market. Redfin estimated the median home sales price (half sold for more, half sold for less) in June was $389,000, up 8.7 percent from a year earlier.
Last month, the Denver Business Journal reported that "metro Denver remains among the top four major U.S. markets for year-over-year gains in home resale prices, according to the latest S&P/Case-Shiller Home Prices Indices report."
Ben Miller contributes to the Denver Business Journal and compiles the Morning Edition email newsletter. Contact him at firstname.lastname@example.org.
The long awaited grand opening of the new location for the popular Louisville restaurant, Waterloo, is over! This new music venue is ready to entertain with a great roof top patio and plenty of bar space for people to mingle and enjoy live music. Read more about this transition in the Daily Camera below:
Louisville's Waterloo restaurant set for Main Street movePopular haunt to fill now-defunct Madera Grill; keep current locale as music venue
By Anthony HahnStaff Writer
Louisville's Waterloo restaurant will soon command a larger downtown presence along the city's popular Main Street, as it plans to expand into the now-defunct Madera Grill, seen in the foreground on Thursday. (Paul Aiken / Staff Photographer)Louisville's Waterloo restaurant will move its operations into the defunct space once occupied by Madera Grill this summer, expanding the local haunt's presence along the city's booming downtown corridor.
The eatery will relocate its restaurant operations into the empty building at 817 Main St., while maintaining the current space as a local music venue, according to owner Josh Karp.
"The new space will be focused more on the restaurant side of things," Karp, who has indicated in recent months that relatively quaint 1,800-square-foot space has been a chore to keep flexible, said Friday. "Right now at our current location we're doing both and it's hard to transition from a restaurant to a bar and music venue in that small space."
The new digs hold two stories of indoor restaurant space accompanied by a rooftop patio that overlooks Main Street.
Madera shuttered its doors after less than two years of business amid slumping sales numbers in December.
The new space's downstairs and second floor decor will mimic that of the current Waterloo space, Karp said, with plans for an expansion of the indoor patio enclosure on the rooftop to allow for winter use.
The new locale will also feature a remodelling of the building's entry way in a style harkening back to the building's 1902 Rex Theater roots.
AdvertisementWaterloo's expansion plans will take shape amid a mixed economic backdrop currently unfolding in Louisville's downtown sector.
Despite a continued growth in sales tax revenue for the district, several restaurants and a handful of retail shops have either closed their doors or moved west toward Boulder.
Amid complaints of slumping sales in recent weeks, however, the district continues to grow. The latest available sales tax revenue for the area, from January to September of last year, totaled $766,150, according to the city's website. The number represents a 6 percent increase over all of 2015's $722,630.
Despite the murky picture painted by the district's conflicting identity, however, the eatery's chances for success are much higher than most other restaurants, according to local realtor Kelly Greene.
"Say they do $350 per square foot in sales," Greene, who speculated on the possible sales numbers the business could churn out, said Friday. "Out of their 4,300-square-foot building that would be around $1.5 million. If their profits are just 10 percent, it would equal roughly $300,000 in profit for them.
"That would be a hellacious good return for them," he added. "If you multiply it they would repay themselves back in less than three years. If they manage to stay there for longer it will be an incredible investment."
Though the move will likely cost roughly $300,000 and require Karp to bump his employee numbers into the 50s or 60s, he believes the move should pay off further down the line.
Amid a slew of new restaurant openings that have given patrons more options, Karp hopes to continue business with a scaled-down version.
"It's going to cost us a fortune," Karp said, "but in the long-run it will be cost effective. We've scaled back our menu so we can do what we're doing great and when we move we can continue to grow."
Karp owns the Main Street building that is home to both Waterloo and the space for what once held Madera under the entity Karp Holdings LLC.
The slated Waterloo upgrade comes on the heels of news that the iconic Blue Parrot property will be divvied up into three or four restaurant spaces.
"I think downtown Louisville is still a great place to do business," Karp said. "There's a lot of new residential properties that are going to bring a lot more new faces downtown.
"All the businesses really complement each other well," he added. "When people drive downtown, instead of looking for a specific restaurant, they decide when they get here."
Anthony Hahn: 303-473-1422, email@example.com or twitter.com/_anthonyhahn
The Humane Society is looking to raise $100,000 for the animals. Already, they have reached 99% of their goal with over $98,000 raised! Help the animals and have some fun with the community on September 17 at 9 am at the Boulder Reservoir. There will be a 2 mile fun run at the Boulder Resevoir to be completed with your furry friend or a team of other animal enthusiasts. If you don't feel like a run, enjoy a beer garden and Pet Expo located at the event.
Register as an individual or team and earn prizes! All participants will get a Doggie Dash participant medal, a dog medal, a Menace Make a Difference Foundation Goodie Bag and other prizes. Participants will also enjoy breakfast from Whole Foods and coffee from Carabiner Coffee, plenty of family-friendly vendors to entertain the kids, an Oskar Blues beer garden and music by Delta Sonics. Don't worry, the dogs get treats too thanks to Whole Pets!
To register or learn more, visit Doggie Dash 2017
Buying your first home can be overwhelming. There are a lot of factors that go into play that make the process nerve-racking and exciting at the same time. So, how should you prepare?David Weliver at Money Under 30 gives us some steps to take to make the first time homebuying processes easier. Read below or click Buying Your First Home? Make Sure You're Financially Prepared With These Steps to learn more.
Buying Your First Home? Make Sure You’re Financially Prepared With These Steps
By David Weliver • June 27, 2017
Getting ready to buy your first house can be daunting. Credit scores, down payments, and mortgages are all on your mind. Here’s a guide to help you get ready to make one of the biggest purchases of your life.
Buying your first home can be one of the most exhilarating — and stressful — moments of your life. But armed with the right information, you can shop for a house, apply for a mortgage, and close the deal with confidence.
Step 1: Determine how much house you can afford
The first thing to do before buying a home is to make sure it’s the right time to do so. Generally speaking, owning a home pays off financially if you will live in it for at least five years. Otherwise, there’s nothing wrong with renting. Your actual numbers may vary, but you can play with scenarios using our rent vs buy calculator.
You might disagree, but I don’t believe you should treat your home as an investment. Yes, hopefully it will appreciate over time. But you should buy it because you want a home, not an investment.
That means you should never stretch to buy your primary residence thinking you can take cash out or flip it for a quick profit in a few years. Only buy a house that you can afford today!
Although it may not always be feasible if you live in an expensive real estate market, try to keep your total housing payment under 30 percent of your gross monthly income. When you spend much more than that on your mortgage, you risk becoming “house poor” — you might live in a beautiful home but find it difficult to save or even cover other monthly expenses.
Step 2: Prepare your finances for the mortgage process
The last thing you want to do is find your dream home only to discover you’re not financially qualified to buy it. To guarantee you’re financially ready to buy your first home, you’ll need good credit, cash to close, and a verifiable income.
Check your credit
Hopefully this isn’t a a surprise, but getting a mortgage requires a good credit score. It’s a good time to check your credit reports for errors and possibly invest in a few months of a daily credit score monitoring service.
A fast way to improve your score by a few points is to pay down credit card balances and stop using them for two months before you apply for a mortgage. Also, you’ll want to avoid applying for credit (for example, a new credit card or car loan) until after you’ve closed on your new home.
If you’re buying a home with a spouse or other co-buyer, your mortgage lender will likely consider both buyers’ credit scores in the application process. That’s not to say you’re necessarily doomed if one person’s credit isn’t as good, but don’t count on things going off without a hitch just because one buyer has a stellar score.
Finally, remember that improving your credit score significantly can take at least six months, so get started if you need to!
Save cash for a down payment and other expenses
In addition to making sure your credit score is in order, you’ll also want to consider the cash you’ll need to make buying your first home a reality. Of course there’s your down payment — typically between 3.5 and 20 percent of the purchase price.
As you save money for your down payment, avoid the temptation to invest in the volatile stock market with money you hope to use in the next year or two. While you might be tempted to try to earn a greater return on your money than an online saving account paying one percent, the greatest risk is not having your money available when you’re ready to buy a house.
As you save, don’t underestimate how much money you’ll need — you might be surprised at how much cash you’ll need for closing.
Get your documentation in order
Finally, if you’re close to putting an offer on a home, begin to collect documents that you’ll need to verify your finances on the mortgage application: paystubs, W-2’s, bank statements and, if you have freelance or self-employment income, copies of your last two tax returns.
Step 3: Go shopping for a mortgage
Too often, home buyers leave mortgage shopping to the last minute and watch their dream home go to another bidder who had financing in order. Mortgage pre-approval is a free and non-binding process that presents you as a serious, qualified buyer when buying your first home.
Comparing two mortgages can be confusing. There are fixed-rates and adjustable rates, or ARMs, which are priced very differently. You can take out a mortgage for 30 years or as little as five years (interest rates are typically higher the longer the term of the loan).
Most buyers should look at fixed-rate mortgages and, indeed, the 30-year fixed rate mortgage is the most common kind of loan, by far. Still, it doesn’t hurt to become familiar with how mortgage rates work and the different kinds of loans that are available.
You may also want to run some scenarios through a mortgage calculator to see how different terms and rates will affect your monthly payment.
To make matters worse, mortgage lenders charge fees that aren’t necessarily reflected in the interest rate. There can be fees for appraising the home, checking your credit, and preparing documentation.
In some cases, you may be offered the option to pay “points” at closing that will reduce your interest rate. Points are essentially prepaid interest. This can be a tricky decision, but it can make sense if 1) you can afford to put down the extra cash and 2) expect to carry the mortgage for many, many years.
It can be a good habit to compare mortgage rates online regularly.
Private mortgage insurance (PMI)
If you put less than 20 percent down, your lender will likely charge you a monthly premium for what’s called private mortgage insurance, or PMI. Private mortgage insurance protects the bank in the event you default on your loan and the value of your home declines significantly.
Where to get mortgage rates and pre-approval
The only wrong way to get a mortgage is to walk into your local bank, ask for a loan officer and accept whatever rate she gives you without ever shopping around.
You can compare rates with any number of leading online mortgage lenders or find a local mortgage broker who will shop your application to multiple lenders on your behalf.
I often also recommend using the site, LendingTree to quickly get four or five competing mortgage rates from different banks. These rates will be more accurate than the ones you see in advertisements and websites because banks provide real rates based upon your credit profile and the location and value of the home you want to buy. Learn more about getting mortgage quotes and pre-approval from LendingTree.
Buying your first home is exciting, but there’s a lot to think about before you start looking. Start by getting all your finances in order, and using online tools to compare mortgage rates, and manage your credit score.
For some, painting is an easy task and one that has been undertaken many a time. For others, however, it can be daunting. So, here are a few easy tips to make painting fun, easy and quick.
Prep and Tape
Taping and getting ready to paint is quite arguably the most time-intensive job. Doing it right the first time can save time and a headache later. So, remember to clean the surface, apply the tape and press it down so that it sticks, and let the tape adhere. The more firm the tape is attached to the wall, the more likely you will get that perfect line. Make sure to not only tape the walls, but the floors as well. Lining where the floor connects to the walls with paper and applying tape to create that straight line will protect your floors.
The Drier, The Better
When the weather is dry, so is your paint. Paint takes longer to dry on a humid day and can cause drips. Either protect the floors as described above or wait until its a sunny day.
Make sure that you sand away any loose paint or dust from the walls. If there are loose particles on the walls, then paint won't apply as smoothly and is more inclined to flake off. For the best adhesive situation, it is worth taking the time to remove any loose pieces from the walls.
Feather It Out
The last thing you want is to be done with your paint job and realize you can see the lines where the rollers went. Make sure to avoid harsh lines by feathering out the edges of your paint application. This will help blend the paint.
Protect the Ceiling
It is easy to get carried away and hoist the rollers all the way to the ceiling. Because the roller is round and you are going towards a right angle, however, you most likely will get paint on the ceiling. So, go a few inches from the ceiling and use an edger to do the rest.
Pain the Trim First
Trim can be a small and detailed project. So take away the added stress of being perfect within the small confines and paint the trim before the walls. This way, when the trim is done, you can tape off the trim and just have to worry about the bigger surface.
The Rams vs. Buffs go at it again in the 2017 Rocky Mountain Showdown. Since 1998, this game has been played in Denver 17 times and attendance has increased, totalling at 69,850 fans last year. The game is to take place at Sports Authority Field on Sept. 1 at 6 pm. Tickets start at $35/person and student pricing is available as well. If you want to view the showdown from afar, tune into the Pac-12 network on television.
For Ram fans, excitement is in the air for the 2017 season being played at the brand new 41,000-capacity stadium that is now located on campus. Their first game was at home on Aug. 26. The Coloradoan posted an article showcasing how this early start might play to the advantage of the Rams in the Showdown. Read more below:
CU’s MacIntyre: CSU has early edge for Rocky Mountain Showdown
Kevin Lytle, firstname.lastname@example.orgPublished 2:02 p.m. MT July 13, 2017 | Updated 8:39 p.m. MT July 13, 2017Stop the presses.
CSU and CU actually agree on something.
The head football coaches from both schools said Colorado State University holds a small early edge in the Rocky Mountain Showdown, which will take place at 6 p.m. Sept. 1 at Sports Authority Field in Denver.
The reason? It’s all about the schedule.
The Showdown was originally slated to be the opener for each team, but CSU quickly shuffled things around when the Mountain West schedule was released in March.
The schedule included no bye week for CSU, so the Rams flipped their home game against Pac 12 opponent Oregon State from Sept. 23 to Aug. 26, the weekend before the Showdown.
“They get an advantage playing a game, there’s no doubt. It happened so late. If we would have known earlier, we would have had a game on Aug. 26 and had an open date somewhere in our first three games,” University of Colorado football coach Mike MacIntyre said at Wednesday’s Sports Corp college football kickoff luncheon in Colorado Springs.
More: New Colorado State stadium creating buzz around Colorado
The scheduling change added another advantage. The Rams now have a bye week Sept. 23 between playing at Alabama on Sept. 16 and traveling to Hawaii on Sept. 30.
For CSU coach Mike Bobo, the biggest benefit to playing a week before the CU game, and against another Pac 12 team, is adjusting to the speed and strength Power Five teams bring to the field.
“Sometimes, you’re not used to the bigger guys and they might be a little faster and they’re going to require you to strain a little bit more than maybe in practice,” Bobo said at the luncheon. “When you go through that shock of playing a team like that, you’re used to it a little bit more. Going into CU, we’ll be a little bit more comfortable.”
Bobo and CSU fans hope that prep will help avoid a disaster like last season when the Rams were down 21-0 after one quarter on the way to a 44-7 blowout loss to CU.
“I don’t remember that game,” Bobo said with a wry smile.
The difference in preparation time is unique.
The last 14 Showdowns have been at the same place in the schedule for both teams, with 11 of them the season opener. The last time there was a difference was 2002, when CSU was coming off a win at Virginia and then beat the Buffs 19-14 in CU’s first game of the season.
More: Rocky Mountain Showdown tickets on sale now
The early start to the season — CSU is currently the first college football kickoff time in the country — has created its own quirks for the Rams.
With two-a-day practices now prohibited, camp has been extended. CSU players report July 23 and camp will last 35 days before CSU plays a game. The Rams will then have a quick turnaround from the Aug. 26 (Saturday) opener and the Sept. 1 (Friday) Showdown.
“We’ll still be ready to play, they’ll be ready to play,” MacIntyre said. “It will still be a great, exciting game.”
I am a real estate professional, serving Boulder and Denver, Colorado. My extensive knowledge of the market, coupled with my commitment to provide extraordinary service, has resulted in hundreds of successful transactions. Let me help you buy or sell your home.